Disaster Recovery Program Information

• Compensation is based on 100 per cent of eligible loss or damage, with no deductible at regulated rates.
• Payment will be based on property being restored to pre-disaster functional condition only within the limitations of the Disaster Recovery Regulation and the Disaster Assistance Guidelines.
• Only the principal residence is covered.
• Community services, non-profit clubs and organizations are eligible.
• Small Businesses where the majority of owners operate as the day-to-day manager of impacted assets as well as deriving a minimum of 20% of their gross personal income from those assets.  All sources of income are used in determining eligibility.  The business must also meet size criteria in terms of revenue and number of full time employees.
• The program will provide assistance for uninsurable losses only. However, if there is a combination of insurable and uninsurable items, e.g. if combination of overland flooding and sewer back-up, compensation is based on a percentage of eligible loss and damage.

Does Not Include Loss or Damage that:

• Was reasonably and readily insurable;
• Is recoverable through feasible legal action;
• Is recoverable through another government program;
• Was a pre-existing condition;
• Are non-essential items such as recreational equipment and stereos;
• Is considered an ordinary or normal risk of business, trade, calling or occupation, including loss of income or interest charges; or
• Was incurred by a large business.

 Individuals' essential day-to-day items are eligible. This includes furniture, clothing (except fur coats) washers/dryers, hot water heaters, and furnaces.

Municipalities may be eligible for the following:

• Emergency Operations costs directly related to the event;
• Repairs to health and sanitation facilities;
• Repairs of streets, roads bridges, wharves, docks and water management works;
• Repairs to government and public buildings and their related equipment this includes such facilities as schools, hospitals, public libraries, and public recreational facilities;
• Incremental costs such as overtime directly related to the repairs; and
• Regular pay or salary of municipal employees shall NOT be eligible as emergency operations costs.

      Municipal DRP Information Guidelines

Additional application information :

• Small Business
• Condominium Associations
• Institution or Not-for-Profit 
• Home Owners and Tenants
• Farming Operations

For more information on Disaster Recovery Programs, please call toll free 1-888-671-1111.

For information about emergency planning, emergency plans or projects in Alberta, please contact: